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This blog post originally appeared on SBA.gov.

Linda McMahon, SBA Administrator

For this blog about Hurricane Season preparedness, we thought it would make sense to get some business continuity tips from a real expert—a business owner who survived multiple disasters. 

Three Brothers Bakery, a 69-year-old business owned by Janice and Robert Jucker, suffered losses of around $1 million after Hurricane Harvey devastated Houston last August.  In 2008, the destruction caused by Hurricane Ike forced the couple to close the bakery for nine months.  They lost $1 million afte...

This article originally appeared on Forbes.com

Levi King, CEO & Co-Founder of Nav.com

The devil is in the details. And when you’re applying for a business loan, there are a lot of details.

My company, Nav, in a recent survey of 648 U.S. business owners, discovered that "70% of small business owners without a business checking account were turned down for a business loan in the past two years." The top reason they didn’t have a business checking account? They didn’t have time to set one up, even though they wanted one.

What they may not realize is that, by...

As a small business owner, you’ve probably found yourself in the position of needing extra funds to help you expand, whether you need to buy equipment or you have a new product idea you need help developing. Traditional financing like a bank loan can take months to close between the application and approval phases, and you probably don’t have the time to wait, especially if you need a relatively small amount of cash. In this case, a crowdfunding campaign could be the right move for your business and the good news is that there are many different crowdfunding options available right now....

This article is from Excelsior Growth Fund, a Venturize supporter.

Small business owners seeking funding to start, operate, or expand their businesses often fall prey to banks and lenders who are deceiving about the costs associated with borrowing. Monthly interest rates alone are not an indicator of the overall cost of a loan. Predatory lenders may hide additional costs, such as the annual percentage rate (APR), closings costs, service fees, and other fees or penalties. If you are a small business owner looking for financing, it is essential that you do your research not only to ca...

This article originally appeared on USA TODAY.

Rhonda Abrams, Special for USA TODAY

America loves small business, and from April 29 to May 5, America observes “Small Business Week,” dedicated to recognizing the best small-business owners and entrepreneurs.

I also want to recognize the best small-business support in the country: the consultants of America’s SBDC — Small Business Development Center — network.

National Small Business Week, which began on Sunday, April 29 and runs through Saturday, May 5, is a time to highlight the role small businesses play in our economy. Small businesses represent 99% of all employer firms and account for half of our nation’s jobs and economic output. Innovation by small businesses spurs growth throughout the entire economy and boosts prosperity in their local communities, and NSBW is an important time to celebrate these contributions. It’s also an important time to consider policies that can help facilitate entrepreneurial activity year-round. No resour...

A few years ago, Rachel Bernier-Green was looking for an outlet from the stress of her intense job at a multinational accounting firm and discovered a passion for baking. It didn’t take long before friends and family were encouraging her to sell her baked goods to the masses. Rachel founded ‘Laine’s Bake Shop, LLC in 2013 using a shared kitchen space, working on the side to get her business off the ground. After a few years of baking part-time, Rachel decided to finally quit her job and start a bake shop full-time with her husband Jaryd. 

As a start-up, Rachel struggled to g...

This article originally appeared on Forbes.com

Rohit Arora, Forbes.com Contributor

Each year since 1963, the President of the United States has issued a proclamation calling for the celebration of National Small Business Week, which in 2018 spans from April 30 – May 5. The Small Business Administration (SBA), which provides services through an extensive network of field offices and partnerships with public and private organizations, is the driving force behind Small Business Week. The agency provides access to training and mentoring programs, assistance in exporting, and, im...

Alfredo Zendejas co-owns Accesorios Zendejas along with his wife, Leticia Sanchez, in Los Angeles, California. A true mom-and-pop enterprise, Alfredo and Leticia work together to design, create and deliver custom decorative pieces for quinceñeras, baptisms, weddings and other special occasions.

Accesorios Zendejas is not Alfredo’s first business venture: he co-owned a business in downtown L.A. for many years, but he and his partner were forced to sell after financial setbacks caused by the 2008 recession. But it didn’t take long for Alfredo to bounce back and return to his entrepren...

April is often associated with spring cleaning and reorganizing, which means you finally made the time go through that overflowing junk drawer or to organize last year’s financial statements for the tax filing deadline. But when it comes to your finances, you can use this time to do more than just file your tax return documents thanks to the resources provided as part of National Financial Literacy Month.

Financial literacy simply means that you have the knowledge necessary to make informed and positive decisions about handling your money. The concept is especially important for sma...