Insights into the world of small business lending and development


#CDFIstory: Finding access to capital gives party accessory supplier reason to celebrate

Alfredo Zendejas co-owns Accesorios Zendejas along with his wife, Leticia Sanchez, in Los Angeles, California. A true mom-and-pop enterprise, Alfredo and Leticia work together to design, create and deliver custom decorative pieces for quinceñeras, baptisms, weddings and other special occasions.

Accesorios Zendejas is not Alfredo’s first business venture: he co-owned a business in downtown L.A. for many years, but he and his partner were forced to sell after financial setbacks caused by the 2008 recession. But it didn’t tak...

Take Control of Your Financial Future During National Financial Literacy Month

April is often associated with spring cleaning and reorganizing, which means you finally made the time go through that overflowing junk drawer or to organize last year’s financial statements for the tax filing deadline. But when it comes to your finances, you can use this time to do more than just file your tax return documents thanks to the resources provided as part of National Financial Literacy Month.

Financial literacy simply means that you have the knowledge necessary to make informed and positive decisions about handling your money. The concept is especially...

Filing A Tax Return On Time Increases The Odds Of Getting A Small Business Loan

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Rohit Arora, Contributor

Small business loan approval rates at big banks continued the upswing with yet another new high last month, according to the Biz2Credit Small Business Lending Index™ (March 2018 figures). Big banks (assets of $10 billion+) are granting more than one-quarter of the small business loan applications they receive. The 25.5% approval percentage, up one-tenth of a percent from February, represents a post-recession high point for big banks.

With the Federal Reserve’s continu...

How to Close the Funding Gap for Female Entrepreneurs

Throughout Women’s History Month, we celebrate the economic, social and political contributions that women make to our world. Women account for roughly half of the American workforce, attain higher levels of education than men and are an increasing share of primary or solo breadwinners. There is no doubt that for America to thrive, we must promote the economic empowerment of women. Central to women’s economic success is women’s entrepreneurship, which contributes significantly to overall economic growth and prosperity. Yet female entrepreneurs still struggle to access the tools and resource...

Empowering Black Entrepreneurs during Black History Month

As Black History Month comes to a close, it’s important to take some time to focus on the contributions and potential of African-American entrepreneurs. Businesses owned by people of color are crucial to growing the American economy, adding more than $300 billion in sales in 2012 alone. Between 2007 and 2012, the number of African-American-owned firms rose 34.5%, from 1.9 million to 2.6 million, accounting for...

Introducing Venturize’s New Home: Small Business Majority

Small Business Majority is proud to announce it is taking the lead on, an online resource hub for small businesses that need help accessing responsible capital and becoming loan ready. Here’s a little about us and how we plan to take Venturize to the next level.

Small Business Majority is a national small business advocacy and education organization, founded and run by small business owners to ensure America's entrepreneurs are a key part of an inclusive, equitable and diverse ec...

4 Small Business Owners Share What They Wish They’d Known about Financing

Building a successful business is no easy feat and many owners learn what works by trial and error. That’s why we’ve rounded up some of the best financing lessons learned from the small business owners we talked to this year.  

Beware of online lenders
When Maria Cruz, owner of Heavenly Flowers Too, had an unexpected flood in her shop, she went to her bank to apply for a loan. Even though she had been a customer since she started her business, the bank denied her application. “Because I was so desperate,...

Not All Online Lenders Are Created Equal

7 Signs That You Shouldn’t Sign (or E-sign) on the Dotted Line

As a small business owner, you are probably used to doing just about everything online - from invoicing and paying bills to marketing and ordering inventory. So it might seem natural to look for a small business loan online too. And with platforms like AccionSimpleGrowth and ...

The Ultimate Holiday Gift Guide For Women, By Women Entrepreneurs

This holiday season consider supporting businesses that employ, empower, and bolster women entrepreneurs around the world. 

Here’s a selection of companies led by visionary women who are using their businesses to build more people and planet-friendly products.

To Create More Economic Dynamism, Empower Entrepreneurs Of Color

The Trump administration bills tax reform as a way to spur job creation and restore the middle class. But fiddling with tax rates won’t solve the underlying crisis that’s been brewing for decades: Our failure to invest in future entrepreneurs–the engines of job creation. Between 1978 and 2011, the number of new businesses dropped by nearly half, with business deaths ultima...